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Open Banking regulations that create opportunities for new payment methods are being introduced in many countries. At the same time, new mobile and peer-to-peer instant payment options are very popular, particularly with millennials. IATA Pay is an industry-supported initiative that responds to these twin developments by offering a new payment method for consumers when purchasing a ticket from an airline website. 

About Benefits How it works

IATA Pay responds to rapid changes in the payments landscape.

  • Consumers needs are evolving, for instance with millennials’ expectations for  mobile and peer-to-peer instant payment.
  • New banking regulations in many countries encourage the use of bank account-to-bank account direct payments. Examples of these regulations the EU’s Payment Services Directive 2 (PSD2) and the UK’s Open Banking regulations

Program Status

IATA completed the first IATA Pay ticket purchase transaction in a live test environment. The transaction was conducted in partnership with ipagoo, a UK-based fintech company under the UK’s Open Banking framework. 

IATA is also working with Deutsche Bank on a prototype for Europe (excluding the UK) under PSD2, starting with the German market, which is expected to undergo testing in early 2019.

IATA expects to conduct similar prototype/pilots in other jurisdictions in 2019.


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